Belongs to my house for 10yrs. Then g / f came to live here and then remortgaged in joint names. Now she wants half!?
I have my house for 10 years. I met a friend and after a few years she moved in. Everything is fine. Then I remortgaged and he will pay half the mortgage with me, so it can be common names. That was three years ago, he paid irregularly about one quarter of the mortgages for the last 3 years and I’ve paid three quarters. Now she left me – with a broken heart. And he says that the house be sold and he wants half the money. What! ! This is not true, because always be my home. I bought it myself. I have night after night for over two years to do that, as the accident, I bought it. Is she really entitled to half – I do not think so, if he does not contribute and the house is mine for many years previous allthose. I put a deposit, I pay all costs and take risks. And I cleaned and fixed and decorated from top to bottom, even before I met you dengannya.AkuSetiap suggestions, I’m in the UK, this would be a dream buruk.21 hours ago – 3 days left to answer.
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February 14th, 2011 at 4:45 am
Take her to court
February 14th, 2011 at 4:51 am
lol sucker, should have thought about this before you added her name to the mortgage. How are you going to prove you’ve paid the majority?
Did she clean out your bank accounts too? can I have her number she sounds dirty?
Just write it off as a bad experience and spend your efforts on revenge. That’s what she’s doing….
February 14th, 2011 at 5:22 am
Seek legal help right away.
Alternatively, kill her.
February 14th, 2011 at 6:13 am
Speack with a family solicitor, they can decide whats best. but if she were your wife, she would be entitled to half as there is no such law as common law wife etc, then its due to the remortgage thing, and thats where you need advice.
February 14th, 2011 at 6:32 am
Not sure why you have asked this a second time – look at the answers that have been given first time round.
February 14th, 2011 at 7:18 am
In the states she would get half. I don’t know about the UK
Good Luck
February 14th, 2011 at 8:10 am
I think she probably is if it’s in joint names. Dosen’t matter whose account the money came out of, by adding her to the deeds you agreed to her owning half. Sorry. You say she didn’t contribute very well but has she funded other things like the bills that go with the house? If so then you can’t really complain but if she hasn’t then you have every right to feel agrieved. But thats a chance you take when someone moves in and why a lot of men won’t commit afterwards to someone else.
February 14th, 2011 at 8:26 am
you should have sought legal advice before you entered into a joint mortgage
Im sure if you go to a solicitor they will tell you what can be done. Im sure she won’t be able to take half. although you will probably have to give her something..
what a bi*ch!!!
February 14th, 2011 at 9:23 am
Yes I would say that she is entitled to half now that the property is in joint names. Seek a Solicitor I would suggest.
February 14th, 2011 at 9:45 am
I don’t know about the UK, but in the US once both names go on the mortgage, they own it jointly and each are entitled to half. Hire a lawyer and prepare to do battle.
February 14th, 2011 at 10:31 am
Suck it up to life experiences. If you cut your ties now it will cost less in the long run.
February 14th, 2011 at 11:19 am
Hummm I think that youve learned a hard lesson in life…she was real smart taking you to the cleaners like that…tut tut naughty!
February 14th, 2011 at 12:08 pm
I think that at the very least you’re going to have to produce some documentary evidence in the form of bank statements to show that you’ve paid 3/4 of the mortgage over the last 3 years.
February 14th, 2011 at 1:01 pm
If having her name on the mortgage makes her joint owner then she is entitled to half, including paying half of the debts and running costs. There is no simple answer my advice – like others – get yourself some legal advice. You could have an intruductory discussion for a small fee.
February 14th, 2011 at 1:05 pm
Do the deal and put it down to experience.
It will cost you a whole lot more if you get involved with a solicitor. Good luck.
February 14th, 2011 at 1:34 pm
Looks like she is taking you to the cleaners mate all I can advise is learn from it and move on.
You let her put her name to it which gives her rights. big mistake.
She doesn’t sound like the sort of girl who is going to back down, Can you not try and buy her out she is obviously after money, alternatively hang it out till the market crashes then she won’t be so eager.
February 14th, 2011 at 2:11 pm
the way i see it is that you didn’t actually sell the house you just got a loan using the house as security for which she benefited from and helped pay back but weather or not the law sees it that way I’m not sure best to seek some legal advice before giving into her demands for half because I’m sure she isn’t entitled to anything, best of luck:o)
February 14th, 2011 at 2:17 pm
did you just take out a joint mortgage or did you actually put her on the deed? Check with your lawyer, but if her name isn’t on the deed, only the mortgage, she has no recourse to the home. In my state of Wisconsin, USA, it would not be considered joint property but sole proprietorship if she is not on the deed (only the mortgage).
Never try this again. You should not put someone you are not married to on a deed or mortgage. Refinance as soon as possible.
February 14th, 2011 at 3:10 pm
When you re-mortgaed the property, did you specify that you were to be tenants in comon or joints tenants.
E-mail me direct at my yahoo address and I will explain the situation further.
Basic answer is if tenants in common as she has contributed 1/4 of payments she may be entitled to 1/4 of a share in teh property but that is over simplifying it.