Remortgage Mastery

Remortgage Question and Answer

Archive for the ‘Remortgage Tips’


Boyfriend moving into my house

Question: I have been divorced for a few years with 3 kids. I have bought a new home. I have a boyfriend of two years and want to move in with me. I have paid £100k for my new property and added a 30k mortgage on for an extension, so I would say that my [...]

Do I Have to Pay All My Joint Debts?

For couples or business partners it is perfectly normal to take out loans or overdraft in their joint names. They expect that each of them will be responsible for their share of the debt repayment over the agreed repayment period. A good partnership relationship will make repayment well and also if they kept up to [...]

Do I have to pay mortgage if separated?

When you and your partner bought a mortgage and agree to pay it together means both of you have responsibility. It is sometime called a jointly mortgage, where both you and your partner have responsibility regardless of whether you and your partner living together or have separated. About how the obligation will be paid depend [...]

Can I afford mortgage on my own after divorce?

Question: I have divorced with my wife and I do not have kids. I would like to buy her out and keep the house. We have 3 bedrooms semi with a large mortgage of 175,000. The worth of the house is at £235,000. If our house was sold that price it would leave us about [...]

Can I refinance a mortgage on my own?

I could refinance my mortgage and you can too although some people look to financial counselor and adviser to do their research for them but actually with a little time and patience, you can complete the process by yourself. So, Can I refinance a mortgage on my own? You can do this by formulating a [...]

What Are the Benefits of Having a Cosigner?

You want to get a mortgage but you are first buyer so you did not have credit story or even your credit score is lower so cannot meet criteria put in place by the lender. If you are in this condition you need a mortgage co-signer. Having a cosigner give some benefits such as secure [...]

What Is a Mortgage Co-Signer?

A third party that agrees to be responsible for the balance due on the mortgage is known as a mortgage co-signer. A mortgage co-signer should be responsible while the borrower become delinquent or default on the balance. In general, the co-signer is a family, relative or a close friend who is attempting to help borrower [...]

What Are Guarantor Mortgages?

When you buy a home mortgage you need guarantee or collateral by someone or some financial institution. The third party who agrees to make payment on your mortgage is known as guarantor mortgages. So, when you are going into default they will help you to pay. However, if you have poor credit or limited credit [...]

What To Know To Buy A Home In 2011

If you want to buy a home in 2011 you advice to read these tips to make these desire a successful one. During the last three years, we have seen that the housing market has dramatically changed and it had been around on the mortgage too. The capability to land a minimal interest mortgage became [...]

Best Remortgage deals 2011

Now you are looking for a new mortgage or need to refinance your current mortgage, it means that you need some information about how to go about getting the best deal on mortgage and how to find the best mortgage deals in 2011 that are available on the current market. In this article talk about [...]


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